Welcome to Stroud National Bank - Wednesday, February 8, 2012

Personal Checking & Savings

Account Type More Info Minimum Balance to Open Maintenance Charge Minimum Balance to Earn Interest Checks or Withdrawals Per Month
Freedom Checking More» $100 None N/A Unlimited Check Writing

Freedom Checking

This checking account offers you freedom from maintenance fees, per check charges, service charge fees, minimum balances and more! 

Benefits and Features

  • First 100 Personalized Checks Free
  • Online Banking
  • 24 Hour Telephone Banking
  • $200 Bounce Protection Limit
  • Direct Deposit
  • Free Access to SNB ATMs
  • Minimum opening deposit - $100.00
  • FDIC Insured

You Can Add

  • ATM/Check Card for only $1.00 per month **
  • Online Bill Pay for only $5.95 per month
Prestige Club Account More» $100 $6.50 $1,500 for NOW Rates. $4,000 for MMDA Rates Unlimited Check Writing

Prestige Club Checking

With your Club Membership Fee of $6.50 per month, you get FREE checks, free VISA check card, interest paid on higher balances, no minimum balance requirements, no per check charges, and no service charges.

Benefits and Features

  • Free Personalized Checks
  • Balances over $1,500 earn interest at our NOW Account rate.
  • Balances over $4,000 earn interest at our Money Market Account rate
  • $400 Bounce Protection Limit
  • Free ATM Card or VISA Check Card **
  • Minimum opening deposit - $100.00
  • Free Access to SNB ATMs
  • Online Banking
  • 24 Hour Telephone Banking
  • Direct Deposit
  • Free Single Signature Travelers Checks
  • Free Money Orders
  • Discounted Cashier’s Checks
  • Discount on Safe Deposit Box
  • Free Wire Transfer Service (within the United States)
  • Free Notary Service
  • FDIC Insured
  • Free Online Bill Pay
Senior Prestige Club Account More» $100 $2.50 $1,500 for NOW Rates. $4,000 for MMDA Rates Unlimited Check Writing

Senior Prestige Club Checking

With your Club Membership Fee of $2.50 per month,  you get all the benefits of our Prestige Club Checking account.

Benefits and Features

  • Free personalized checks
  • Balances over $1500 earn interest at our NOW Account Rate
  • Balances over $4000 earn interest at our Money Market Account Rate
  • $400 Bounce Protection Limit
  • Free ATM Card or VISA Check Card**
  • Minimum opening deposit - $100
  • Free Access to SNB ATMs
  • Online Banking
  • 24 hour Telephone Bank
  • Free Single Signature Travelers Checks
  • Free Money Orders
  • Discounted Cashier's Checks
  • Discount on Safe Deposit Box
  • Free Wire Transfer Service (within the United States)
  • Free Notary Service
  • FDIC Insured
  • Free Online Billpay
Super NOW Account More» $1,000 Free with $1,000+ Daily Balance. $500 Unlimited Check Writing with $500 balance. Less than $500 balance 20 checks free each additional $.10

Super NOW Account

This account is designed for individuals who wish to earn interest on their account balance and are able to maintain the balance requirements.

Benefits and Features

  • Minimum opening deposit $1,000
  • $500 minimum balance to earn interest
  • No maintenance fee if daily balance is above $1,000.
  • Unlimited Check Writing if daily balance exceeds $500
  • With daily balance below $500 you receive 20 free checks, but additional withdrawals costs $.10 per item
  • First 100 Personalized Checks Free
  • Online Banking
  • 24 Hour Telephone Banking
  • $750 Bounce Protection Limit
  • Direct Deposit
  • Free Access to SNB ATMs
  • FDIC Insured

You Can Add

  • ATM/Check Card for only $1.00 per month **
  • Online Bill Pay for only $5.95 per month
Money Market Account More» $2,500 Free with $2,500+ Daily Balance. $1,000 3 checks / 3 transfers. $10 for each excess withdrawal

Money Market Account

With a SNB Money Market Account, you can access your funds through a checking account and earn a higher rate of interest than the Super NOW Account. The number of monthly transactions allowed on this account are limited.

Benefits and Features

  • Minimum opening deposit $2,500
  • $1,000 minimum balance to earn interest
  • $5.00 maintenance fee if daily balance falls below $2,500.
  • $10.00 maintenance fee if daily balance falls below $1,000.
  • Transactions are limited to six per month, three of which may be a check.
  • There is a $10 charge for each withdrawal in excess of the above limits.
  • First 100 Personalized Checks Free
  • Online Banking
  • 24 Hour Telephone Banking
  • $750 Bounce Protection Limit
  • FDIC Insured
Savings Account More» $100 Free with $25+ Daily Balance. $1 6 withdrawals per 3 month statement cycle. $2 for each excess withdrawal.

Savings Account

A SNB Savings Account can help you survive an unexpected crisis or seize an unanticipated opportunity. Money in a Savings Account keeps growing through the compounding of interest.

Benefits and Features

  • Minimum opening deposit -  $100
  • Minimum opening deposit for a child’s account - $25
  • Automatic savings - customers may elect to have regular transfers made automatically
  • Interest is credited and compounded semiannually
  • No maintenance fee if daily balance is above $25.00 per statement period.
  • $3.00 maintenance fee if daily balance falls below $25.00 per statement period.
  • Withdrawals are limited to six per three month statement cycle.
  • There is a $2 charge for each withdrawal in excess of six per statement cycle.
  • Online Banking
  • 24 Hour Telephone Banking
  • FDIC Insured
Children's Savings More» $25 Free with $25+ Daily Balance. $1 6 withdrawals per 3 month statement cycle. $2 for each excess withdrawal

Children's Savings

It's never too early to start saving — especially with this low minimum balance account designed for young people under the age of 18.

Benefits and Features

  • Minimum opening deposit for a child’s account - $25
  • Automatic savings - customers may elect to have regular transfers made automatically
  • Interest is credited and compounded semiannually
  • No maintenance fee if daily balance is above $25.00 per statement period.
  • $3.00 maintenance fee if daily balance falls below $25.00 per statement period.
  • Withdrawals are limited to six per six month statement cycle. There is a $2 charge for each withdrawal in excess of six per statement cycle.
  • Online Banking
  • 24 Hour Telephone Banking
  • FDIC Insured

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** Subject to credit approval

 

This information is provided for marketing purposes and is not defined by the Truth In Savings Act. If you are interested in obtaining full disclosures, of any account described, please contact a Stroud National Bank customer service representative.

Member FDIC | Equal Housing Lender